When it comes to choosing a bank with a strong national presence, Chase Bank is often a top contender. In their 2025 review, Fortune’s personal finance expert Glen Luke Flanagan provides an in-depth analysis of what makes Chase stand out—and where it might not meet everyone’s needs. With years of experience covering mortgages, credit, and banking, Flanagan offers valuable insights for anyone considering Chase for checking, savings, or certificate of deposit (CD) accounts.
Why Chase Bank?
Chase Bank continues to be one of the largest and most accessible banks in the United States, with branches and ATMs in nearly every state. Whether you’re opening your first checking account or exploring long-term savings options, Chase offers a wide range of products to suit different needs. The 2025 review highlights popular checking accounts like Chase Total Checking and Chase Premier Plus Checking, which cater to everyone from students to frequent travelers.
Savings accounts and CDs also receive attention in the review. While Chase isn’t known for offering the highest interest rates, its convenience and user-friendly digital tools make it a reliable choice for everyday banking. The bank’s mobile app and online platform are designed to help customers manage their finances efficiently, whether they’re at home or on the go.
The Human Side of Banking
What makes this review particularly useful is its focus on real-world usability. Flanagan, who has contributed to Forbes Advisor and LendingTree, understands that fees and fine print matter to everyday customers. For example, monthly maintenance fees can impact your balance if you don’t meet minimum requirements—a crucial detail for those who are budget-conscious.
Chase’s customer service is another standout feature. With 24/7 support and a highly rated mobile app, the bank ensures customers can access help whenever they need it. In an era where digital banking is essential, Chase’s seamless online experience makes it easy to transfer funds, pay bills, and monitor accounts from anywhere.
Areas Where Chase Could Improve
Since the full article isn’t available, some questions remain unanswered. How does Chase compare to competitors like Bank of America or Wells Fargo? Are their CD rates competitive with online banks? These are details a full review would likely address.
Another consideration is fees. While Chase offers convenience, some customers might find the fees for certain accounts higher than those at online banks or credit unions. If earning the highest possible interest on savings is a priority, you may want to explore other options.
Chase Bank’s extensive branch network and variety of account options make it a convenient choice, especially for those who value in-person service alongside digital banking tools. However, if low fees or high-yield savings are your top priorities, it’s worth comparing Chase with other banks to find the best fit.
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